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Critical Actions You Must Take Now To Get A Fair Settlement

Yes, it's true. Insurance companies don't want you to know certain things. But once you know the factors that force them to come to terms with you, they no longer have the upper hand. So here are the five keys you must follow to get fairly treated by insurance companies.

1. Number one, you've got to prove that you're hurt, and one of the ways you do that is by objective medical findings. There are very scientific tests that can be done to tell whether or not you have injuries. Everything you say you have to be able to back up with facts and with expert witnesses.
2. Number two, follow the advice of the professionals who represent you. That is, your doctors and your lawyers. And you can talk to your insurance company if you've got injuries.
3. Number three, I need to re-emphasize that you shouldn't talk to anybody else about your case, other than those people or somebody in their office.
4. Number four, if you're in pain, seek medical help. Be truthful about your injuries. Don't play brave and say that you're not hurt if you actually are.
5. Number five, you have to keep good records about every aspect of your injury. You must have vital information about the other guy (his license number, his address, his telephone number, his passengers), insurance information on him, the witnesses, information regarding the location of the accident, who investigated, pictures of vehicles and the scene of the wreck if you were injured in the wreck, pictures of injuries showing bruises, stitches, accident report, etc.
6. Number six, tell your medical provider about any prior injuries or problems which is or may be related to your current injuries or problems. Do not assume that your medical provider knows about prior injuries or prior problems. If you have not told your medical providers about prior injuries, do so when you go back for more treatment.

That's basic.

But you've also got to keep all your medical bills, doctor bills, ambulance bills, and the bills of people you've paid to help you.

And it's extremely important that you keep a diary and write down everything that's happened. All the things that have affected you as a result of this injury, because if we end up going to trial we can use that to refresh your memory, we can use it as an indication of what was going on at the time, especially if you have a soft tissue injury or a serious injury.

The diary is so important because it's a writing made at the time of the events.